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我们的承诺
我们的种族平等承诺是多年来利用我们的资源来提升客户和社区的基础上产生的. The commitment recognizes persisting economic inequities, as well as the identified needs of impacted communities, and is inclusive of incremental lending and equity investments, 慈善资本, 产品及服务.
我们的进展
截至2023年12月31日，我们报告的收益为30美元.7 billion of progress toward our five-year 种族平等承诺. Learn more about our latest progress and areas of focus in our 2023年ESG报告.
$18B
我们的经济适用房保护计划.
$4B
For the construction and rehabilitation of affordable rental housing.
$1B
Committed in incremental Low Income 住房 Tax Credit Investments.
14K
布莱克的增量住房贷款再融资, 拉美裔 and Latino homeowners at all household income levels.
406K
Net new low-cost checking accounts with no overdraft fees.
146
聘用社区经理.
13
社区中心分支机构开业.
76
在中低收入地区开设分店.
前面的路
虽然我们已经为我们的种族平等承诺中确定的要素投资和资助了300多亿美元, 我们意识到在履行我们的18项次级承诺方面仍有许多工作要做, and in continuing to support the communities that we serve.
我们计划在最初的五年承诺之后继续努力，利用我们业务的规模和范围，促进服务不足社区的公平，并帮助缩小种族贫富差距.
影响的故事
通过我们帮助的人们和社区的故事，看看我们的进步是如何变得生动起来的.
The Community Bank That’s Powering One of the Fastest Growing Regions in America
财务状况
The Community Bank That’s Powering One of the Fastest Growing Regions in America
Home to 1.3 million people, the Rio Grande Valley is an economic engine for South Texas and Mexico. From agriculture to healthcare services to wholesale shipping, 它的小企业生态系统正在蓬勃发展. 考虑到它的人口 预计增长近一倍 在接下来的几十年中, the region is projected to have one of the fastest-growing economies in the United States.
力拓银行正在帮助推动这一增长. 在南德州有16家分店, 该银行了解该地区和居住在那里的人，其中94%是西班牙裔或拉丁裔.
像力拓这样的社区银行可以提供客户所需的当地专业知识和文化联系, 引领经济繁荣. 澳博官方网站app正通过直接投资和持续支持，帮助这些银行实现其使命.
After years of trying, Chicago artist buys home with help from 追逐
可持续的住房
After years of trying, Chicago artist buys home with help from 追逐
他的绰号是P. 斯科特, 他是一位艺术家, 画廊主, 主的理发师, 父亲, 社区倡议者及, 最近, 一个房主.
斯科特说:“我想买房已经有很长时间了，可能有五六年了。. 他多年来一直想买一套房子, 但是作为一个企业家, he had faced obstacles in the past proving he had a reliable income stream. 斯科特觉得，让贷款人认真对待他是一场艰苦的战斗，他觉得没有人会花时间帮助他了解购房过程中的各个步骤.
不过,P. 斯科特一直保持着拥有自己房子的梦想. 他只是不知道什么时候会发生——或者如何发生.
Entrepreneur Manages Rapid Business Growth With Free 追逐 for Business Coaching
一对一的指导
Entrepreneur Manages Rapid Business Growth With Free 追逐 for Business Coaching
With just $100 to Jackeline’s 名字, she started a cleaning company. Knowing she had a lot to learn about the industry and how it works, 为了获得商业清洁经验和吸引更大的客户，杰奎琳主动提出为她的朋友打扫办公室. 2018年, she officially launched Indeed Construction Clean Up with the help of her eldest son Dione.
但如此快速的增长也面临着挑战. “我知道如果我想继续在全国扩张, I needed someone to help me address specific business needs, 特别是与会计相关的,杰奎琳说。. That’s when she walked into her local Pasadena 追逐 branch and met Vanessa Torres, 大通银行的高级商业顾问.
在芝加哥南区提供工作和汉堡
社区发展
在芝加哥南区提供工作和汉堡
在19世纪80年代, 铂尔曼, Illinois was a booming neighborhood on Chicago’s South Side, home to one of the largest Black employers in the world—铂尔曼 Palace Car Company, which built train sleeper cars for the railways that were beginning to course across the U.S.
直到20世纪50年代汽车和航空旅行兴起之前，普尔曼社区一直很繁荣. 普尔曼汽车公司最终在20世纪60年代关闭，当地钢厂的关闭一直持续到21世纪初, which collectively cost the area tens of thousands of jobs. 今天, 经济服务不足的普尔曼社区正在经历复兴，并作为一个历史街区找到新的生活.
希望能有所作为, 沃勒男爵决定建造一家卡尔弗特许经营餐厅，试图为该地区带来机会. 他希望, 这样做的时候, 他将能够提供就业机会，并在社区开设多年来第一家休闲餐厅，为居民和游客提供舒适的用餐场所.
Building 多样性 into the Supply Chain, One Brick at a Time
供应商的多样性
Building 多样性 into the Supply Chain, One Brick at a Time
In 2010, Brian Ortiz launched Trinidad Construction, a general contracting company. “It was a way for me to take control of my own destiny... If I succeeded, it was on me and if I failed, it was on me,” Brian says. 但这并不容易.
拉美裔, 拉丁裔和黑人企业主在发展和扩大小企业规模时面临着系统性障碍. Couple that with common obstacles that all construction companies have to face, 比如极其庞大的保险需求, 付款期限长，缺乏一致的工作流程，不利于规划和业务增长.
These challenges make it difficult to get a construction business off the ground, and even more difficult to become a part of a large enterprise supply chain, which is key to getting access to new business opportunities. 但布莱恩有个计划.
芝加哥一家面包店有了一个甜蜜的新家
财务规划
芝加哥一家面包店有了一个甜蜜的新家
When Chicago-based baker Stephanie Hart heard a local candy factory was going up for sale, 她受到了启发.
她知道这个空间将为她的生意——红糖面包店——提供一个惊人的发展机会, but wasn’t exactly sure how to approach the acquisition.
该扩张计划是大约一年前制定的, 就在那时，斯蒂芬妮第一次在芝加哥南区当地的蔡斯社区中心见到了一位社区发展专家. 斯蒂芬妮和一位导师配对, 帕梅拉反, 大通银行的高级商业顾问, 从那以后，谁为她提供了财务规划服务和业务发展策略，以帮助她发展业务.
这个承诺只是一个起点. 我们正在努力推动持久的变革，使银行业更好地为更多不同背景的美国人服务. 我为我们社区已经开展的工作感到鼓舞，并为我们与社区合作伙伴共同取得的成就感到鼓舞, 政策制定者, 我们的客户和员工.
杰米•戴蒙，董事长 & 澳博官方网站app首席执行官 & Co.
财政卫生资源
让房屋所有权触手可及
我们通过提供2美元的购房补贴，让客户更容易获得住房,500 or $5,000 to cover closing costs and down payment to customers based on the community they buy in, 不管他们的收入如何.
获得负担得起的银行服务
We’re helping one million people open low-cost checking or savings accounts.
黑人、西班牙裔和拉丁裔企业的增长
We support minority business owners through one-on-one coaching, 教育活动, 银行解决方案等.
Expanding Supplier Opportunities for Minority Businesses
我们致力于与包括少数民族在内的历史上代表性不足的群体的企业合作, 女性, 退伍军人, people with disabilities and members of the LGBT+ community.
消息灵通
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